As a landlord one of the most worrying thoughts you can have is that your tenants might stop paying their rent! This scenario can have serious side effects as you may have a buy to let mortgage to pay, outstanding repair invoices that need attention and not to mention your own lives to fund!
It isn’t unreasonable to think that your tenant could get into financial trouble, often through no fault of their own, for example through redundancy or a relationship break down. There is only so much that tenant references can do to mitigate the risk of renting out your home.
A question I am often asked by my clients is “If my tenants get behind with their rent or stop paying altogether what are my legal rights and how do I go about getting my property back?” I know first hand that it can seem like a daunting and confusing process if you haven’t had to deal with it before. So with this in mind my next event the Landlord Clinic – Top Tips to Avoid Problems will guide you through the following:
We have teamed up with Luscombe Gray solicitors, who are experts when it comes to dealing with landlord problems, to host this event on Wednesday 2ndOctober 2019 at the West Park Hotel, Harrogate. The event will start with an informal drinks reception and a chance to talk to other likeminded individuals in an informal setting.
Chris Luscombe and I will be on hand to answer any questions you may have and to present to you on the topics being covered.
For more information and to book your free place today please click here
Homes4harrogate are experts when it comes to setting up tenancies correctly and forming personal relationships with both landlords and tenants, leading to long lasting and happy tenancies. We are on hand to help ease any concerns or pains that landlords may be dealing with and if you would like to find out more please visit www.homes4harrogate.co.uk/
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Welcome to the Mumbler property page. We have created this page to provide Mumblers with relevant, up-to-date information about the local property market. From help on all aspects of buying a new home to advice on remortgaging your existing property or even renting a property in the town, you can read all about it here.
Your new Mumbler property team; Matthew, James, Andrew, Stewart & Sarah are always happy to answer any questions you have. Over the coming weeks and months they will be producing a series of short articles aimed at answering the most common property related questions.
If you have a question or query about any aspect of property then please email it to stewart.amos@2plan.com Any suggestions that are used will receive a box of chocolates or bottle of wine from the Mumbler property team.
Best wishes Stewart Amos, Sarah Johnston, the team at Verity Frearson and Andrew Kempston- Parkes
T: 01423 562531
E: Email Verity Frearson Estate Agents
Verity Frearson is Harrogate’s leading Estate Agent.
They place an emphasis on being transparent, honest, straight talking and highly professional, whilst investing in marketing techniques that help your home stand out from the crowd and in making sure that they never lose sight of the solid foundations that their business is built on.
Verity Frearson were established in Harrogate in 1921 and they are proud of our heritage. They have an intimate knowledge of the local market and that’s why they’ve remained focused on it.
The business has always been, and still is, privately owned and run. Over the years, the industry has evolved, as have many of their systems and processes, but what hasn’t changed is their commitment to offering you a quality service, their prominent town-centre position and their recognised brand.
T: 01423 637637
E: Email Sarah Johnston MARLA, LLB
Sarah Johnston is a residential letting expert covering Harrogate and the surrounding district.
She prides herself on offering a modern, flexible and personal service to landlords and tenants including pro-active marketing on social media and extensive property management.
Being fully Arla Propertymark regulated and with a background in Law, Sarah is well placed to advise on the ever changing legislation and regulation affecting landlords and does this with regular free landlord events and blogs.
After spending eight years managing a portfolio of over 1,100 properties in Harrogate Sarah set up homes4harrogate and hasn’t looked back since.
Sarah is very happy to be part of the Mumbler community and looks forward to helping everyone from landlords about to embark on their buy to let journey to experienced portfolio landlords.
E-mail address sarah@homes4harrogate.co.uk
M: 07810 108165
Stewart Amos is a mortgage advisor based in the centre of Harrogate. He advises on and arranges mortgages from a comprehensive range of mortgages from across the market for all sorts of clients. From those looking to take their first steps on the property ladder to those with a portfolio of investment properties. He also helps arrange the cover put in place to ensure families would be financially secure should the very worst happen; life insurance, critical illness cover etc.
Having been to see a large number of Mumblers over the past year he understands the importance a personalised service can make. He is happy to meet clients in their own home at a convenient time, unfortunately for him that’s usually in the evenings after the kids have gone to bed!
As a thank you for all the kind recommendations on Mumbler, Stewart is happy to waive his usual broker fee to all members of the group. Mention that you’re a Mumbler to qualify.
Email Address: stewart.amos@2plan.com
Your home may be repossessed if you do not keep up repayments on your mortgage.
2plan wealth management Ltd is authorised and regulated by the Financial Conduct Authority. It is entered on the Financial Services Register (www.fca.org.uk) under reference 461598.
T: 01423 789 111
M: 07791 505 116
E: Email Andrew Kempston-Parkes, MRICS
Andrew Kempston-Parkes is an experienced member of The Royal Institution of Chartered Surveyors (RICS), having worked as a Chartered Surveyor in the residential property industry for over 20 years.
Over the years, Andrew has worked with a large number of clients to help move their house purchases forward efficiently and with ease. Or, when properties haven’t been quite up to scratch his vigilance has helped clients to make an informed decision on whether to proceed.
Harrogate has been his home for 20 years and he lives near the centre of town with his partner and their two children, Matthew and Sean.
Feel free to get in touch with Andrew if you have any questions regarding the types of home surveys available and which is right for you.
Email Address: andrew@kempston-parkes.co.uk
